I found a problem hiding in plain sight.

I'm not a financial advisor. I'm a regular Australian who looked at his super one day and discovered something most people never find out.

My fund — one of the best in the country — was silently reducing my returns as I got older. It's called the lifecycle trap. The closer you get to retirement, the more they move your money into low-growth investments. They don't ask. They don't tell you. They just do it.

On paper, my fund looked great. In reality, that one change was costing me over $130,000 by retirement.

Then I looked at the bigger picture.

Using public APRA data — the same data the government uses to regulate super funds — I compared every MySuper product in Australia. The gap between the average fund and the best was $402,000 over a working career. Not a projection. Not a guess. Actual return data, compounded.

90% of Australians are in their fund's default option. Most have never checked if it's any good. The information is public, but nobody makes it personal.

That's what this does.

My Super Check takes your actual details — your fund, your balance, your age — and runs them against real APRA data. You get a personalised Super Gap Report showing exactly what your fund is costing you and what you can do about it.

It takes about 10 minutes. It happens over text. And it's completely free.

Why free?

If your report shows you'd benefit from professional advice, we can connect you with a licensed financial advisor. If they take you on as a client, they pay us a referral fee. That's the entire business model.

You're never charged. You're never obligated. If your super is fine, we'll tell you that too.